Wage Garnishment

Everyone deserves a second chance. Title III of the Consumer Credit Protection Act states that employers can only garnish a certain portion of an employee's check if that employee has past debts that require payment. Title III also states that an employer cannot fire an individual for one single debt that he or she has.

Garnished wages involve employers paying back employees' debtors in order to ensure that the debtors are being paid, usually the federal government for unpaid taxes. If you or someone you know has had more than the appropriate amount of wages garnished or has been fired due to an outstanding debt, contact the Houston wage garnishment attorneys of the Ross Law Group immediately at 713-482-6910.

The Consumer Credit Protection Act (or CCPA) is administered by both the Wage and Hour Division (WHD) and the Department of Labor (DOL). Employees are protected under this Act due to the reasoning that some people deserve a way to pay back their debts.

If an employer fires someone because he or she is uncomfortable dealing with a third party, such as the federal government, then he or she is breaking the law. However, if the employee has multiple debts, then the employer may reserve the right to fire the employee. Also, since an employee depends on his or her paycheck to survive, then only a portion of his or her earned wages can be garnished – usually up to 25%.

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If you or a worker you know has been treated unfairly under the Consumer Credit Protection Act or has been unjustly treated due to outstanding debts, contact the Houston employment lawyers of the Ross Law Group at 713-482-6910.